{"id":70,"date":"2017-06-06T07:27:08","date_gmt":"2017-06-06T07:27:08","guid":{"rendered":"http:\/\/eravisi.com\/PAK_tg5\/?p=70"},"modified":"2017-06-06T09:40:13","modified_gmt":"2017-06-06T09:40:13","slug":"ms024","status":"publish","type":"post","link":"http:\/\/eravisi.com\/PAK_tg5\/ms024","title":{"rendered":"MS024 | PENGURUSAN KREDIT"},"content":{"rendered":"<p><a href=\"https:\/\/www.akpk.org.my\/my\/content\/422-pengurusan-kredit-pengenalan\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-72\" src=\"http:\/\/eravisi.com\/PAK_tg5\/wp-content\/uploads\/2017\/06\/2017-06-06-1.jpg\" alt=\"\" width=\"1920\" height=\"924\" srcset=\"http:\/\/eravisi.com\/PAK_tg5\/wp-content\/uploads\/2017\/06\/2017-06-06-1.jpg 1920w, http:\/\/eravisi.com\/PAK_tg5\/wp-content\/uploads\/2017\/06\/2017-06-06-1-300x144.jpg 300w, http:\/\/eravisi.com\/PAK_tg5\/wp-content\/uploads\/2017\/06\/2017-06-06-1-768x370.jpg 768w, http:\/\/eravisi.com\/PAK_tg5\/wp-content\/uploads\/2017\/06\/2017-06-06-1-1024x493.jpg 1024w, http:\/\/eravisi.com\/PAK_tg5\/wp-content\/uploads\/2017\/06\/2017-06-06-1-960x462.jpg 960w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/><\/a><\/p>\n<div id=\"about-intro\" class=\"panel-pane pane-node\">\n<div class=\"pane-content\">\n<article id=\"node-287\" class=\"node node-page-section clearfix\">\n<div class=\"content node-page-section\">\n<div class=\"field field-name-body field-type-text-with-summary field-label-hidden\">\n<div class=\"field-items\">\n<div class=\"field-item even\">\n<div class=\"our-services-main\">\n<h1 class=\"head-title-3\">Maklumat Kami<\/h1>\n<p class=\"about-main-desc\">Agensi Kaunseling Dan Pengurusan Kredit, atau biasanya dikenali sebagai AKPK, ialah sebuah agensi yang ditubuhkan oleh Bank Negara Malaysia pada bulan April 2006 untuk membantu individu menguasai situasi kewangan mereka dan mencapai ketenangan minda hasil daripada penggunaan kredit secara bijak.<\/p>\n<div class=\"col-md-4 onscroll-animate fadeIn animated\" data-delay=\"100\">\n<div class=\"main-services-icon-desc\">\n<div class=\"main-service-fe\">\n<div class=\"col-md-3 icon-box\"><a class=\"service-fe-color\" href=\"http:\/\/eravisi.com\/PAK_tg5\/wp-content\/uploads\/2017\/06\/NewPK_Icon2.png\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone\" title=\"NewPK_Icon2.png\" src=\"http:\/\/www.akpk.org.my\/sites\/all\/themes\/akpk\/images\/NewPK_Icon2.png\" alt=\"\" width=\"160\" height=\"172\" \/><\/a><\/div>\n<div class=\"col-md-9 title-box\"><a class=\"service-fe-color\" href=\"http:\/\/www.akpk.org.my\/my\/node\/849\">Pendidikan<br \/>\nkewangan<\/a><\/div>\n<\/div>\n<p>Pendidikan kewangan tentang tanggungjawab penggunaan wang dan skil pengurusan kredit.<\/p>\n<\/div>\n<\/div>\n<div class=\"col-md-4 onscroll-animate fadeIn animated\" data-delay=\"100\">\n<div class=\"main-services-icon-desc\">\n<div class=\"main-service-fc\">\n<div class=\"col-md-3 icon-box\"><a class=\"service-fc-color\" href=\"http:\/\/eravisi.com\/PAK_tg5\/wp-content\/uploads\/2017\/06\/NewKK_Icon.png\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone\" title=\"NewKK_Icon.png\" src=\"http:\/\/www.akpk.org.my\/sites\/all\/themes\/akpk\/images\/NewKK_Icon.png\" alt=\"\" width=\"160\" height=\"178\" \/><\/a><\/div>\n<div class=\"col-md-9 title-box\"><a class=\"service-fc-color\" href=\"http:\/\/www.akpk.org.my\/my\/node\/850\">Kaunseling<br \/>\nKewangan<\/a><\/div>\n<\/div>\n<p>Kaunseling dan nasihat berkenaan pengurusan kewangan.<\/p>\n<\/div>\n<\/div>\n<div class=\"col-md-4 onscroll-animate fadeIn animated\" data-delay=\"100\">\n<div class=\"main-services-icon-desc\">\n<div class=\"main-service-dmp\">\n<div class=\"col-md-3 icon-box\"><a class=\"service-dmp-color\" href=\"http:\/\/eravisi.com\/PAK_tg5\/wp-content\/uploads\/2017\/06\/NewPPK_Icon.png\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone\" title=\"NewPPK_Icon.png\" src=\"http:\/\/www.akpk.org.my\/sites\/all\/themes\/akpk\/images\/NewPPK_Icon.png\" alt=\"\" width=\"160\" height=\"181\" \/><\/a><\/div>\n<div class=\"col-md-9 title-box\"><a class=\"service-dmp-color\" href=\"http:\/\/www.akpk.org.my\/my\/node\/851\">Program Pengurusan Kredit<\/a><\/div>\n<\/div>\n<p>Program pengurusan kredit untuk membantu pengguna menguasai semula kewangan mereka.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<footer class=\"\"><\/footer>\n<\/article>\n<\/div>\n<\/div>\n<div class=\"panel-separator\"><\/div>\n<div id=\"about-mission-logo\" class=\"panel-pane pane-node no__hd_padding\"><a class=\"btn__page_down\" href=\"http:\/\/www.akpk.org.my\/my\/maklumat-kami#about-story-establish-focus\" data-index=\"2\"><span class=\"fa fa-angle-down\">\u00a0<\/span><\/a><\/p>\n<div class=\"pane-content\">\n<article id=\"node-288\" class=\"node node-page-section clearfix\">\n<header><\/header>\n<div class=\"content node-page-section\">\n<div class=\"field field-name-body field-type-text-with-summary field-label-hidden\">\n<div class=\"field-items\">\n<div class=\"field-item even\">\n<div id=\"about-page-sec2\">\n<div class=\"vision-mission-main2 col-md-8\">\n<div class=\"about-our-mission-main\">\n<div class=\"about-our-mission-label col-md-4\">\n<h3>Misi Kami<\/h3>\n<\/div>\n<div class=\"about-our-mission-desc col-md-8\">Amalkan Pengurusan Kewangan Berhemat Sebagai Budaya Hidup.<\/div>\n<div class=\"about-our-mission-desc col-md-8\"><\/div>\n<\/div>\n<div class=\"about-our-vision-main\">\n<div class=\"about-our-vision-label col-md-4\">\n<h3>Visi Kami<\/h3>\n<\/div>\n<div class=\"about-our-vision-desc col-md-8\">Kami ingin mewujudkan masyarakat yang bijak dari segi kewangan. Kami juga mahu diiktiraf sebagai pembekal pendidikan kewangan yang dipercayai kepada pengguna dewasa serta menggalakkan pengurusan kewangan yang berhemat.<\/div>\n<div class=\"about-our-vision-desc col-md-8\"><\/div>\n<\/div>\n<div class=\"about-the-logo-main\">\n<div class=\"about-the-logo-label col-md-4\">\n<h3>Logo Kami<\/h3>\n<\/div>\n<div class=\"about-the-logo-desc col-md-8\">Logo kami mencerminkan pengguna dan AKPK. Kombinasi cengkung biru (AKPK) dan kelabu (Pengguna) melambangkan bimbingan dan bantuan AKPK agar pengguna melangkah keluar daripada belenggu kewangan kepada pengurusan wang yang lebih mantap.<\/div>\n<div class=\"col-md-12\"><a href=\"http:\/\/eravisi.com\/PAK_tg5\/wp-content\/uploads\/2017\/06\/akpk_logo2.png\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone\" title=\"akpk_logo2.png\" src=\"http:\/\/www.akpk.org.my\/sites\/all\/themes\/akpk\/images\/akpk_logo2.png\" alt=\"akpk_logo\" width=\"200\" height=\"339\" \/><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<footer class=\"\"><\/footer>\n<\/article>\n<\/div>\n<\/div>\n<div class=\"panel-separator\"><\/div>\n<div class=\"panel-pane pane-panels-mini pane-about-multi-section about-middle-bg\">\n<div class=\"pane-content\">\n<div id=\"mini-panel-about_multi_section-1\" class=\"panel-display panel-1col clearfix\">\n<div class=\"panel-panel panel-col\">\n<div>\n<div id=\"about-story-establish-focus\" class=\"panel-pane pane-node\"><a class=\"btn__page_down\" href=\"http:\/\/www.akpk.org.my\/my\/maklumat-kami#about-focus-2\" data-index=\"3\"><span class=\"fa fa-angle-down\">\u00a0<\/span><\/a><\/p>\n<div class=\"pane-content\">\n<article id=\"node-289\" class=\"node node-page-section clearfix\">\n<header><\/header>\n<div class=\"content node-page-section\">\n<div class=\"field field-name-body field-type-text-with-summary field-label-hidden\">\n<div class=\"field-items\">\n<div class=\"field-item even\">\n<div class=\"about-story-establish-focus\">\n<div class=\"col-md-6\">\n<h1 class=\"head-title-3\">KISAH AKPK<\/h1>\n<div class=\"about-our-story-main\">Pada tahun 2006 semasa ekonomi pada tahap mantap dengan kredit pengguna di bawah kawalan, Bank Negara Malaysia telah mengambil langkah awal dengan menubuhkan Agensi Kaunseling Dan Pengurusan Kredit, sebuah agensi yang kini memanfaatkan rakyat Malaysia.<\/div>\n<\/div>\n<div class=\"col-md-6\">\n<h1 class=\"head-title-3\">PENUBUHAN<\/h1>\n<div class=\"about-establishment-main\">Agensi Kaunseling Dan Pengurusan Kredit ditubuhkan sebagai sebahagian daripada Pelan Induk Sektor Kewangan Bank Negara Malaysia (2000 &#8211; 2010).<\/p>\n<div class=\"establish-highlight\">\n<div class=\"col-md-4\"><a href=\"http:\/\/www.akpk.org.my\/sites\/all\/themes\/akpk\/images\/establishment-img.png\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone\" title=\"establishment-img.png\" src=\"http:\/\/www.akpk.org.my\/sites\/all\/themes\/akpk\/images\/establishment-img.png\" alt=\"\" width=\"106\" height=\"94\" \/><\/a><\/div>\n<div class=\"col-md-8\">AKPK sebuah pelan 10 tahun yang bertujuan memajukan dan merangsang sektor kewangan negara.<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"about-our-focus\">\n<h1 class=\"head-title-3\">FOKUS<\/h1>\n<div class=\"about-our-focus-main\">Menurut hasil kajian kumpulan fokus yang kami adakan, kekurangan pengetahuan dalam pengurusan kewangan peribadi merupakan sebab utama kebanyakan individu, tidak kira tua atau muda, terjebak dalam masalah hutang yang tidak mampu mereka atasi.<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<footer class=\"\"><\/footer>\n<\/article>\n<\/div>\n<\/div>\n<div class=\"panel-separator\"><\/div>\n<div id=\"about-focus-2\" class=\"panel-pane pane-node\"><a class=\"btn__page_down\" href=\"http:\/\/www.akpk.org.my\/my\/maklumat-kami#about-approach\" data-index=\"4\"><span class=\"fa fa-angle-down\">\u00a0<\/span><\/a><\/p>\n<div class=\"pane-content\">\n<article id=\"node-290\" class=\"node node-page-section clearfix\">\n<header><\/header>\n<div class=\"content node-page-section\">\n<div class=\"field field-name-body field-type-text-with-summary field-label-hidden\">\n<div class=\"field-items\">\n<div class=\"field-item even\">\n<div class=\"about-our-focus-2\">\n<div class=\"col-md-12\">\n<div class=\"col-md-4\"><a href=\"http:\/\/eravisi.com\/PAK_tg5\/wp-content\/uploads\/2017\/06\/focus-img.png\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone\" title=\"focus-img\" src=\"http:\/\/www.akpk.org.my\/sites\/all\/themes\/akpk\/images\/focus-img.png\" alt=\"\" width=\"145\" height=\"136\" \/><\/a><\/div>\n<div class=\"col-md-8 our-focus-highlight\">\n<p>Pengurusan kewangan yang tidak cekap hasil daripada kurangnya pemahaman tentang prinsip asas kewangan adalah sebab utama individu terjerat dalam masalah ini.<\/p>\n<\/div>\n<\/div>\n<div class=\"col-md-12\">\n<div class=\"col-md-4\"><\/div>\n<div class=\"col-md-8\">\n<p>Cabaran terbesar kami kini ialah penstrukturan suatu pendekatan yang boleh mencapai satu masyarakat yang terdiri daripada berbilang bangsa dan tahap pengetahuan serta latarbelakang sosioekonomi yang berlainan.<\/p>\n<\/div>\n<\/div>\n<div class=\"col-md-12\">\n<div class=\"col-md-4\"><a href=\"http:\/\/eravisi.com\/PAK_tg5\/wp-content\/uploads\/2017\/06\/focus-img2.png\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone\" title=\"focus-img2\" src=\"http:\/\/www.akpk.org.my\/sites\/all\/themes\/akpk\/images\/focus-img2.png\" alt=\"\" width=\"146\" height=\"125\" \/><\/a><\/div>\n<div class=\"col-md-8 our-focus-highlight\">\n<p>AKPK menyediakan jalan di mana rakyat boleh mendapatkan nasihat dan kaunseling tentang hal-hal peribadi kewangan.<\/p>\n<\/div>\n<\/div>\n<div class=\"col-md-12\">\n<div class=\"col-md-4\"><\/div>\n<div class=\"col-md-8\">\n<p>Di samping itu, kami juga menyediakan peluang kepada mereka yang dibelenggu hutang untuk memulih semula keadaan kewangan mereka melalui perkhidmatan pengurusan kredit berstruktur AKPK.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<footer class=\"\"><\/footer>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"panel-separator\"><\/div>\n<div id=\"about-approach\" class=\"panel-pane pane-node\"><a class=\"btn__page_down\" href=\"http:\/\/www.akpk.org.my\/my\/maklumat-kami#about-board-directors\" data-index=\"5\"><span class=\"fa fa-angle-down\">\u00a0<\/span><\/a><\/p>\n<div class=\"pane-content\">\n<article id=\"node-291\" class=\"node node-page-section clearfix\">\n<header><\/header>\n<div class=\"content node-page-section\">\n<div class=\"field field-name-body field-type-text-with-summary field-label-hidden\">\n<div class=\"field-items\">\n<div class=\"field-item even\">\n<div class=\"about-our-approach\">\n<h1 class=\"head-title-3\">PENDEKATAN KAMI<\/h1>\n<div class=\"about-our-approach-main\">AKPK kini telah berjaya merangka suatu pendekatan untuk mendidik masyarakat melalui 3 perkhidmatan kami<\/div>\n<div class=\"approach-highlight\"><span class=\"double-quote\">\u201c<\/span>Perkhidmatan kami adalah percuma dan disasarkan memenuhi permintaan rakyat Malaysia untuk kaunseling dan nasihat kewangan.<\/div>\n<\/div>\n<div class=\"approach-highlight\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div>\n<\/div>\n<div class=\"dm_intro_desc\">\n<div class=\"col-md-12 dmp-page-intro\">\n<div class=\"financial-quote\"><\/div>\n<\/div>\n<\/div>\n<div class=\"financial-quote\"><\/div>\n<div class=\"financial-quote\">Sumber : <a href=\"http:\/\/www.akpk.org.my\/my\/maklumat-kami#about-intro\" target=\"_blank\" rel=\"noopener noreferrer\">www.akpk.org.my<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Maklumat Kami Agensi Kaunseling Dan Pengurusan Kredit, atau biasanya dikenali sebagai AKPK, ialah sebuah agensi yang ditubuhkan oleh Bank Negara Malaysia pada bulan April 2006 untuk membantu individu menguasai situasi kewangan mereka dan mencapai ketenangan minda hasil daripada penggunaan kredit secara bijak. Pendidikan kewangan Pendidikan kewangan tentang tanggungjawab penggunaan wang dan skil pengurusan kredit. Kaunseling Kewangan Kaunseling dan nasihat berkenaan [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[2],"tags":[3],"_links":{"self":[{"href":"http:\/\/eravisi.com\/PAK_tg5\/wp-json\/wp\/v2\/posts\/70"}],"collection":[{"href":"http:\/\/eravisi.com\/PAK_tg5\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/eravisi.com\/PAK_tg5\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/eravisi.com\/PAK_tg5\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/eravisi.com\/PAK_tg5\/wp-json\/wp\/v2\/comments?post=70"}],"version-history":[{"count":8,"href":"http:\/\/eravisi.com\/PAK_tg5\/wp-json\/wp\/v2\/posts\/70\/revisions"}],"predecessor-version":[{"id":75,"href":"http:\/\/eravisi.com\/PAK_tg5\/wp-json\/wp\/v2\/posts\/70\/revisions\/75"}],"wp:attachment":[{"href":"http:\/\/eravisi.com\/PAK_tg5\/wp-json\/wp\/v2\/media?parent=70"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/eravisi.com\/PAK_tg5\/wp-json\/wp\/v2\/categories?post=70"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/eravisi.com\/PAK_tg5\/wp-json\/wp\/v2\/tags?post=70"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}